It is very important to settle all the housing matters in advance, preferably already from the U.S., if possible.

Home Insurance

It is very common that landlords for private rental accommodation require tenants to have home insurance and in general, it is strongly recommended that you have a home insurance in Finland. Some insurance companies in Finland are able to provide home insurance for foreigners requiring only a copy of their passport (for example OP Pohjola ulkomaanpalvelut(a)op.fi).

Apply for housing as soon as you can, and generally stay ahead of the logistical stuff when planning your move over.
-U.S Student Grantee 2014-2015

Core Scholars, Distinguished Chairs, and Specialists

Core Fulbright scholars, Distinguished chairs and Specialist Program participants should have their housing arranged by their host institution, and any special requirements should to have been clarified already at the time of applying. If this is not the case, please contact your host as soon as possible, prior to arrival. Fulbright Finland provides the housing for the Bicentennial Chair.

MCPD and Teacher grantees

The MCPD grantees, the Fulbright Distinguished Awards in Teaching grantees and students must arrange for their own housing. The host institution is not responsible for arranging housing for the grantee (although in some cases they might do it). If you need assistance with locating housing, the host institution should be able to advise you on possible contacts.



Apply Early!

Apply right after you have received your student status from the university.

We have collected more links that will help you when you search for housing, Please see the Resources for House Hunt. Contact the Foreign Student Advisor or International Coordinator at your host institution for more information on student housing.

All students are responsible for their own housing arrangements. In practice, most grantees live in student housing. Housing for students is organized by Student Housing Foundations, for example, called HOAS in Helsinki, and TOAS in Tampere, etc. The various Students’ Unions and some universities may also provide housing for students. The student housing situation has been extremely tight during the past few years in most cities in Finland.

Monthly rent in Finnish cities varies, for instance the prices of a single HOAS room start from 389€ per month in Helsinki, from 190€ in Tampere (TOAS) and 170€ in Oulu (PSOAS).

Please note that the students' housing situation has been extremely difficult during the past few years. Housing applications are processed on a first come - first served basis. Therefore, early application is essential!

Students should be aware of attitudes toward communal life, which can be a total shock to those coming from the U.S., where rampant sharing is the rule rather than the exception. In general, HOAS Finnish flatmates are civil and polite but do not expect to be friends with each other and often just leave each other alone. Each flatmate is expected to provide his/her own things and no type of sharing is taken for granted. For example, in my apartment everyone had their own roll of toilet paper and own bottle of dish detergent, and God forbid I should touch their food in the refrigerator. I actually like this system because you don’t have to worry about flatmates who leech all your stuff, or wonder whose rightful turn it is to buy how much toilet paper.

Explore housing options as early as possible. Apply to HOAS, but also check out the alternatives. By doing this, the grantee can find accommodation that works for his/her budget and desired location.

Living in student housing was extremely beneficial as I was able to have initial friendships form quite easily.

Apply also Private Housing

Some students choose to live in private housing and in order to secure your housing in advance, you should also apply housing from the private markets, please find a list of resources here.

Contact the Foreign Student Advisor at your host institution to find out whether assistance with such arrangements is available. Please note that the host institution is under no obligation to assist with alternative housing arrangements. Also note that rents are very high especially in the Helsinki area and suitable private housing may be very difficult to find. Fulbright Finland does not organize housing for grantees.